Money and Spirituality Archives

Money Decisions That Move You

There are really three types of money decisions we can make.  There are the decisions we make based on our past.  There are the choices we make based on where we are right now.  And then there are the financial decisions we make based on where we want to be.

If we’ve had a financial failure in the past – or even if we grew up in households where there was constant lack or financial fear – we may well find ourselves making decisions that have nothing to do with our present or future.  Instead, all of our financial decisions – saving money, investing money, spending money – are designed to keep us safe from repeating our past.  We constantly prepare for financial disaster.  We squirrel away money into savings, designed to keep us “safe.”  We stay in jobs.  Of course, this means our past is constantly in our present.  We allow the past to control us and shapesour lives today, even though … it’s over.

Most commonly, I find people make financial decisions based on where they are right now.  They contemplate an investment in themselves or their business and think about what they can afford right now.

That seems sensible, right?

We shouldn’t spend money we don’t have.  We shouldn’t live beyond our means.  We shouldn’t take too many risks with our finances.

Unfortunately, when we base our business investments on the money that we are making right now, our current income controls us.  We are governed in our choices by our present-day abundance level, or lack thereof.

How can these choices EVER make us more money than what we are currently making?

They can’t.

See, our choices either perpetuate our current state, or propel us towards a new state.

If our choices are to propel us forward into new circumstances, we can’t make them from where we are.

We have to make those choices from WHERE WE WANT TO BE.

We literally have to think to ourselves: “Would the person I want to be in a year hesitate to invest this money in their business?”

When we make a money decision from where we want to be, we make a commitment to our financial future, rather than allowing our financial present to control us.

I so often hear people say: “I really want to work with you, but I just can’t afford it right now.”

Of course not!  If you could actually afford to work with your mentor of choice, you wouldn’t actually NEED to work with your mentor of choice!

The best investments I have made in myself and my business – going all the way back to when I decided to put my massage therapy school tuition on my one credit card! – were about five times my monthly income.

In all cases, I didn’t actually HAVE the money.  But I was absolutely committed to leveraging my investment so that I would not only repay the debt I incurred, but create a huge return on my investment.

It’s worked every time so far.

I’m not advocating unconscious debt.  Unconscious debt is when we SPEND money that we don’t have, without a clue as to how we’ll repay that debt in the future.  When I was nineteen, I incurred a lot of unconscious debt … armed with my first credit card, and with no clear understanding of how credit cards even worked, I shopped to make myself feel better.  I shopped because I worked hard and I felt I deserved treats.  But I had no clue how I was going to get myself out of that debt!

Conscious debt, on the other hand, is one of the greatest gifts we can give ourselves.

Conscious debt is not money spent – it is money INVESTED, with an absolute commitment to ourselves to not only repay the debt, but gain a return on that investment.

Conscious debt often commits us to our goals and dreams like nothing else.  Conscious debt ensures that we actually implement what we learn … because we have to!

Money decisions made from the perspective of where we want to be burn the ships, lock the back door, leave us no way but forward.

It’s about absolute commitment.

Your money either controls you, or you control your money.

To your infinite abundance,
Andrrea

Manifesting Money: You Can’t Fake Out The Universe

Here’s the thing about manifesting money.  You can’t fake out the Universe!

When I work with clients and students on manifesting financial abundance, we frequently discover that what they think and say they want to manifest is not really what they want at all.

The question: “What do you really want?” is possibly one of the hardest we ever have to answer.  No-one can answer it for us.  And the answer constantly changes!

Maybe it’s because we spend an awful lot of time surrendering what we really want to the school system, to our employers, to our own families.  We grow up learning to adapt.  No wonder it’s hard to claim the Truth of our desires once we’re free to do so.

Here’s a list of what we frequently try to manifest, instead of what we really want:

1. What we think we can have

This one comes up a lot in my calls on the Divine Abundance Mentoring Circle.  Instead of claiming the financial abundance we really want, we “settle” in our intentions for something more “attainable.”  Of course, the attainable, safe dollar amount we choose doesn’t stir our passions, doesn’t excite us, and inevitably creates inaction.

2. What we think we should want

Just because a certain goal is upheld by our society, our family, or our peer group as desirable, doesn’t mean WE really want it!  Maybe the business or income stream we want is highly unconventional.  Maybe what we want to do with our financial abundance is unusual!  I happen to know one successful entrepreneur who is currently building three volcanoes in his backyard.  Really.  After all, we’re creating money so we can have the lifestyle we really want … not the one that society prescribes for us.

3. What other people want

Your spouse may want to pay off the mortgage and tuck your extra income away in your retirement account – but is that what you really want?  Everyone in your family will have different ideas of how they would spend or invest the additional income you manifest – but YOU are the manifestor!  And if there’s someone who expects your financial assistance once you finally get your business rolling … you may well sabotage your own manifesting process.

4. The unnecessary “interim” solution

It’s funny how often we know what we want … and instead of manifesting our desired outcome, we create a series of “interim” steps that we have to manifest FIRST.  For example, we may want to focus on manifesting money, but we tell ourselves that first we have to improve our health.  So, before we can get to work on manifesting money, we tell ourselves we have to implement an exercise regimen.  But we’re not really as excited about manifesting health as we are about manifesting money … and so we don’t follow through.  Which is a really great way to keep us out of financial abundance!

This focus on interim goals is at times much less obvious and sneaky.  In your business, you may feel you have to take additional steps, create additional programs, put infrastructure in place, hire a team … all of which MIGHT be necessary.  But perhaps not!  The idea that what we really want might be available NOW scares many of us.  So much so that we delay manifesting our true desires with sensible, well-rationalized “interim” goals we must accomplish first.

5. The Universe To the Rescue

Sometimes our minds really, really want to magically manifest some miraculous, happy circumstance that instantly solves whatever problems we’ve created for ourselves.  You know – the fantasy where we manifest big lump sums of cash from some unexpected source!

While the ego may love the idea of the Universe coming to our rescue, your Soul isn’t going to play along on this one!  Remember that in order to manifest what “we want,” our Higher Self has to be on board, too.

Your Soul is here to experience itself as a powerful Divine Creator and to fully appreciate the process of choice and consequence.  That means we create what we want – it doesn’t happen “to” us.  Even if, at the level of ego, we wish it would!

It takes ALL of our Being to manifest what we want.  If any part of us isn’t fully on board, we will not create results.

So – what do you REALLY want?

To your infinite abundance,
Andrrea

Surrender and Manifesting Money

Surrendering to the Divine is a lovely concept.  But I think all too often we take a “Let go and let God” approach to manifesting money that completely ignores that WE are God!

Surrender is not passive.

Every day, we must choose to surrender our ego to our Divinity.

Every day, the ego must surrender its desire to stay in its comfort zone to the desire of the Soul to live its Purpose and to know abundance.

We surrender our ego’s desire to watch television, talk on the phone, curl up with a good book, or take a nap to our Soul’s desire to express itself fully.

We surrender our ego’s need to fit in, to seek the approval of others, to play by the rules of society, to be like everybody else, to our Soul’s desire to find fulfillment in our uniqueness.

We surrender our ego’s insistence on a plan going “according to plan” to our Soul’s desire to experience itself in new, more abundant circumstances.

We surrender our ego’s ideas of what it “should” take to manifest money – how much time, how much effort, what actions are necessary – to our Soul’s desire to share its gifts so that we may experience our Divinity and our inherent abundance.

We surrender our ego’s need to make those around us happy, to please our loved ones, to our Soul’s desire to craft its own experience and play by its own rules so that we may experience our greatness.

Surrender is to KEEP GOING when the ego wants to give up.

If we are not willing to do what is really scary and uncomfortable, again and again, we have not yet surrendered.

If we are not willing to do what is highly inconvenient for ourselves and others in order to manifest money and do our Soul Purpose, we have not yet surrendered.

If we are not willing to do everything we possibly can to create the results we want – and I mean “everything,” which means there’s always something! – then we have not yet surrendered.

Surrendering to the Divine means surrendering our humanity to OUR Divinity, so that our physical lifetime becomes the vehicle for Divine self-expression it was always meant to be.

To your infinite abundance,
Andrrea Hess

How To Eradicate Financial Insecurity …

There’s an alarming pattern I’ve recently noticed amongst highly conscious service providers.  It’s a pattern that forever leaves us feeling financially insecure AND seriously limits our ability to expand our income.

Here’s how it all unfolds.

We start doing the work we love by telling a few friends and acquaintances about what we do.  Friends and acquaintances start referring people THEY know to us – for healing, for coaching, for readings, for professional services.

And hurray – we have clients!!!

Our clients refer more clients.

Sounds great, right?  A referral-based business  with no real marketing or – God forbid! – selling required.  Dreamy, isn’t it?

Wait, there’s more.

We don’t really know why these referral clients come to us.  In fact, THEY often don’t even know!  They just came because so-and-so told them they had a great experience.  “You have GOT to see this lady – I felt great.”

Over time, our clients ask us for new services – classes, perhaps, or workshops, or group experiences.  As best we can, we give them what they want.

Still sounds great, right?

Except we still don’t know how to explain what we do.  We don’t know why our clients come to us.  And we hesitate to define ourselves more clearly at this point – because we’re sure we’re going to lose at least some clients, since they’re all coming to us for mysterious and varied reasons.

So while we’d love to increase our business, we don’t know how.  Heck, we don’t even know how our clients are finding us now … so how can we go about expanding a non-existent marketing funnel?

No, instead we cross our fingers every month and hope that the referrals continue.  We increase our rates a bit, hoping that the referrals continue.  We might offer a new program or service, hoping that it appeals to enough of our existing clientele.

That’s an awful lot of HOPE that we’re basing our income on!

It’s an income stream that is RUN BY OUR CLIENTS, not by us.

I call this a reactive business – we react to what other people want, or seem to want, from us.  It is a business based on our perception of other people’s wants and needs.

It makes us terribly insecure, because we are forever in our client’s business!!!  We wonder what THEY want, what THEY need, whether THEY will buy.  And we can’t know for sure, can we?

Meanwhile, the entire process through which clients come to us in the first place remains mysterious.  We can’t expand it, because we didn’t create a real process to begin with.

We find ourselves at the mercy of a business that seems to be happening to us – because we never consciously decided what to sell, we never consciously created a method that converts prospects into paying clients, and we haven’t identified our ideal client – which means we don’t know where to even find prospects!

Sure, we can do okay in this business for a while.

But we will never feel financially safe and abundant, because we are limited until we step into our role as conscious CREATOR.

If you don’t know where your clients are coming from, or why they’re buying what you offer, then you can’t make money at will.  Money happens to you, in some months more than others.  You aren’t defining yourself or your work at all, because each single referral will position you based on THEIR experience of you.  And so each client comes to you with a different idea of what you do.

Financial freedom isn’t in having money.  Financial freedom is knowing that you can MAKE money at WILL.

I know that is seems so lovely and spiritual – effortlessly “attracting” clients who come to you for their own unique reasons.  Marketing and selling, in contrast, seems so … mundane, right?  So much “less spiritual?”

A business that is created by your clients can work … for a while.  But even while it’s working, you will feel financially insecure.  And that will limit you, and you will make choices from that place of limitation, which creates more limitation.

I’m not against referrals by any means! Referrals are awesome – but YOU still have to determine who you serve, and what you offer.  When you’ve clearly defined yourself, the clients that refer to you actually do so more powerfully, specifically, and effectively … because THEY can express who you are – not how THEY experienced you.

CREATE your income stream consciously.  This is how we eradicate financial insecurity … by knowing exactly HOW we create our income.  Don’t just let it happen to you – because not taking responsibility for how you generate income now will lead to disempowerment down the road.

Blessings,
Andrrea

Manifesting Money: Who You Are NOT

There’s one thing that’s just as important as knowing who are.  And that’s knowing who we are NOT.

Knowing who we are NOT can save us a lot of time, energy and heartbreak.  Instead of struggling to improve ourselves, instead of getting distracted by bright, shiny objects and possible opportunities, we can say a clear and definite “no, thank you” to anything that is not impeccably aligned to our Purpose.

In doing reading after reading for the attendees of my upcoming Money & Purpose event, what really smacked me upside the head is that we don’t collectively give ourselves permission to be as unique in our creative process as we truly are.

When you look at thirty Souls in one morning, what really stands out is how differently we are made as energetic Beings.  Each Soul’s vibrational spectrum is so completely unique!

So why is it that, even with the freedom of self-expression available in entrepreneurship, we love to follow “proven” models, systems and blueprints that worked for someone else?

The idea that there is a “right” way to make money that will definitely “work” if you just follow certain steps is definitely seductive.  And there’s nothing wrong with emulating someone else’s business model …. IF you’re energetically similar to the person whom you are emulating!

And that’s where it all falls down.  We tend to chase who we are NOT, rather than embrace who we truly are.  And that means we frequently try to emulate people to whom we have little or no energetic similarity.  For example, there are very few clients to whom I would recommend my exact business model!  That’s because, energetically speaking, they are not at all made like me!  Instead, we leverage THEIR unique gifts to create income.

What we must remember is that we can create ANYTHING we want.  Each of us, regardless of our Soul’s vibrational spectrum, is capable of creating a fabulous income doing what makes our heart sing.

But how we get there is a different story.

Each of us was created to be unique.  The way we were created by the Divine is also the way WE were designed to be Divine CREATORS.  A pine tree can grow big and tall.  But if that pine tree is trying to emulate a rose bush … well, it will stunt its own growth, deny itself its Divine self-expression, and become very frustrated with its lack of rose-growing abilities.

All of us were also designed to grow big and tall, lush and abundant in this world.  All we have to do is embrace our true nature, and know that we don’t have to become who we are NOT.

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